Nabil Bank Limited (NABIL)

Nabil Bank Limited (NABIL) Annual Balance Sheet

Particulars2079207820772076207520742073
Cash and cash equivalent11,05,15,39,1267,28,56,36,4564,799,629,90710,670,329,1487,952,350,3627,167,160,5905,853,231,487
Due from Nepal Rastra Bank13,03,72,39,4448,02,41,71,85520,021,031,2818,001,196,2077,372,284,9665,924,569,6965,231,334,342
Placement with Bank and Financial Institutions8,87,08,95,2419,86,52,11,97410,230,579,46311,078,728,91510,160,281,39120,514,704,89318,266,761,560
Derivative financial instruments1,37,36,14,06813,61,53,32,57810,859,597,5498,539,057,559-32,655,37524,340,966
Other trading assets2,97,28,860------
Loan and advances to B/FIs10,36,69,38,2628,60,15,68,9265,836,367,9966,058,492,7544,565,790,0223,322,322,0112,778,684,597
Loans and advances to customers3,00,20,56,52,9271,98,02,14,18,466148,054,070,533127,500,242,971109,059,364,92989,149,019,31275,432,461,871
Investment securities62,45,50,44,39439,88,90,92,97833,633,396,98625,303,072,68918,388,082,86515,318,133,85021,465,015,600
Current tax assets60,64,80,03530,70,12,815260,795,998137,518,681246,379,53352,981,1145,335,057
Investment in subsidiaries-29,80,00,0007,80,00,00078,000,00078,000,00078,000,00078,000,00078,000,000
Investment in associates8,00,00,0008,00,00,00080,000,00080,000,00040,000,00040,000,00040,000,000
Investment property1,31,85,97,5831,00,75,0638,218,6658,218,6658,218,665--
Property and equipment3,53,61,00,3471,75,97,52,0211,318,114,4851,051,792,074986,260,054790,964,877770,212,690
Goodwill and Intangible assets29,17,20,72316,69,30,57071,749,81541,400,85850,334,87261,414,45514,243,463
Deferred tax assets-------
Other assets6,29,65,49,9403,53,47,42,7202,428,476,8922,590,770,9432,070,723,6701,565,934,9551,387,666,904

Total Assets

4,19,81,81,00,9502,91,23,89,46,422237,680,029,570201,138,821,464160,978,071,329144,017,861,128131,347,288,537
Due to Bank and Financial Institutions3,35,36,09,5444,50,27,05,2212,228,861,1821,419,042,1251,168,664,9334,504,662,1422,879,564,113
Due to Nepal Rastra Bank4,65,74,37,355545,03,92,77953,285,62888,474,78132,518,03513,385,000-
Derivative financial instruments1,39,07,36,90413,63,42,26,27810,764,202,5828,335,072,51053,840,288--
Deposits from customers3,26,22,23,10,3722,23,47,44,70,361190,806,469,972162,953,999,572134,810,669,677117,436,362,752109,288,114,845
Borrowing10,72,07,30,171------
Current Tax Liabilities-------
Provisions-------
Deferred tax liabilities1,77,85,04,1181,36,68,71,7381,438,830,024851,536,7381,009,762,0441,041,889,9051,163,104,501
Other liabilities12,22,81,81,4426,70,33,51,2564,496,847,5444,302,083,3453,256,259,0474,022,377,4253,258,566,010
Debt securities issued6,48,48,43,7492,09,66,33,3792,035,874,071-60,000,000300,000,000300,000,000
Subordinated Liabilities-------

Total Liabilities

3,66,83,63,53,6552,57,22,86,51,012211,824,371,003177,950,209,071140,391,714,024127,318,677,224116,889,349,469
Share capital22,83,29,08,63213,84,44,51,15610,097,497,4009,011,845,4008,043,221,0008,043,221,0006,185,507,000
Share premium1,75,55515,87,58,42874,00074,00074,00074,00074,000
Retained earnings2,89,95,44,5654,16,29,28,7893,576,422,8333,735,333,8143,254,810,800933,253,7711,119,138,722
Reserves27,24,91,18,54315,84,41,57,03712,181,664,33410,441,359,1799,288,251,5057,722,635,1337,153,219,346

Total Equity

52,98,17,47,29534,01,02,95,41025,855,658,56723,188,612,39320,586,357,30516,699,183,90414,457,939,068

Total Liabilities and Equity

4,19,81,81,00,9502,91,23,89,46,422237,680,029,570201,138,821,464160,978,071,329144,017,861,128131,347,288,537

Nabil Bank Limited (NABIL) Annual Income Statement

Particulars207920782077207620752074
Interest income23,34,07,47,06217,18,87,18,78116,462,914,06415,243,779,86611,349,866,6598,168,869,676
Interest expense14,42,18,75,6719,11,28,34,0079,479,248,8078,084,526,1375,087,807,6292,606,090,642
Net interest income8,91,88,71,3918,07,58,84,7746,983,665,2577,159,253,7296,262,059,0305,562,779,034
Fees and commission income2,04,32,73,9631,73,98,81,8981,305,227,1341,291,005,3481,053,291,866950,720,831
Fees and commission expense46,43,75,72925,13,13,01863,251,16864,461,05921,907,49615,350,672
Net fee and commission income1,57,88,98,2341,48,85,68,8801,241,975,9661,226,544,2891,031,384,369935,370,159
Net interest, fee and commission income10,49,77,69,6259,56,44,53,6548,225,641,2238,385,798,0187,293,443,3996,498,149,193
Net trading income56,49,90,05464,37,60,640468,086,233448,342,715390,652,248321,599,740
Other operating income41,04,10,1291,45,14,35,679430,411,639494,669,764558,796,879485,554,694

Total operating income

11,47,31,69,80811,65,96,49,9739,124,139,0959,328,810,4978,242,892,5257,305,303,627
Impairment charge/(reversal) for loan and other losses1,11,88,23,07682,75,21,912856,759,341405,174,417175,858,290-12,410,154

Net operating income

10,35,43,46,73210,83,21,28,0618,267,379,7548,923,636,0808,067,034,2367,317,713,781
Personnel expense2,65,89,25,0443,41,17,85,2462,009,677,8041,949,609,7061,727,709,2991,423,143,966
Other operating expense1,02,38,00,2851,05,27,45,0131,049,003,643777,203,005562,442,051535,462,826
Depreciation & Amortisation39,00,30,03314,15,74,759115,632,924170,172,587123,921,386101,518,251

Operating Profit

6,28,15,91,3696,22,60,23,0435,093,065,3836,026,650,7825,652,961,5005,257,588,738
Non operating income87,01,5133,53,04,3714,446,52917,009,58711,188,22616,146,435
Non operating expense27,30,44658,65,6742,504,7402,341,1556,805,4484,886,762

Profit before income tax

6,28,75,62,4366,25,54,61,7405,095,007,1726,041,319,2145,657,344,2785,268,848,411
Current Tax1,94,02,31,7112,25,85,53,4281,551,121,9731,810,174,9971,682,470,2391,537,762,220
Deferred Tax9,13,06,537-53,06,44,52680,644,377-7,709,365-7,018,91228,703,381

Profit for the period

4,25,60,24,1884,52,75,52,8383,463,240,8224,238,853,5813,981,892,9503,702,382,810
Gains/(losses) from investments in equity instruments measured at fair value-85,28,43,6133,00,65,43,1811,648,185,441256,717,327-164,537,239-447,230,611
Gains/(losses) on revalution------
Actuarial gains/(losses) on defined benefit plans3,20,21,04796,19,71640,644,256-71,756,97580,840,745-52,495,980
Income tax relating to above items24,62,46,770-90,48,48,869-506,648,909-55,488,10625,108,948149,917,977

Net other comprehensive income that will not be reclassified to profit or loss

-57,45,75,7962,11,13,14,0281,182,180,788129,472,246-58,587,546-349,808,614
Gains/(losses) on cash flow hedge------
Exchange gains/(losses) (arising from translating financial assets of foreign operation)------
Income tax relating to above items------
Net other comprehsive income that are or may be reclassified to profit or loss------
Other Comprehensive Income For The Period, Net Of Income Tax-57,45,75,8012,11,13,14,0331,182,180,788129,472,246-58,587,546-349,808,614

Total Comprehensive Income For The Period

3,68,14,48,3926,63,88,66,8654,645,421,6104,368,325,8273,923,305,4043,352,574,196

Nabil Bank Limited (NABIL) Annual Cash Flow Statement

Particulars207920782077207620752074

CASH FLOW FROM OPERATING ACTIVITIES

Interest Received21,13,13,94,94916,84,10,32,39515,998,396,96314,980,231,29611,285,313,6208,065,591,460
Fees and other income received2,06,71,70,1711,51,49,66,9001,332,525,6891,388,153,2411,089,525,131918,131,717
Dividend received------
Receipts from other operating activities76,92,93,6822,02,16,44,940806,000,075891,364,634832,795,787732,062,718
Interest paid-14,08,39,05,172-8,73,91,54,208-9,438,545,530-8,084,611,643-5,088,835,952-2,604,554,759
Commission and fees paid-46,43,75,729-7,72,26,480-63,251,168-64,461,059-21,907,496-15,350,672
Cash payment to employees-2,23,15,83,004-3,27,06,87,044-2,117,671,049-1,799,147,196-1,652,622,264-1,253,716,696
Other expense paid-1,02,65,30,731-1,05,86,10,687-1,051,508,383-779,544,160-752,561,846-637,805,872
Operating cash flows before changes in operating assets and liabilities

6,16,14,64,166

7,23,19,65,8165,465,946,5976,531,985,1135,691,706,9795,204,357,895
(Increase)/Decrease in operating assets
Due from Nepal Rastra Bank-5,01,30,67,5891,19,968,59,426-12,019,835,074-628,911,241-1,447,715,270-693,235,354
Placement with bank and financial institutions99,43,16,73336,53,67,489848,149,452-918,447,52410,354,423,502-2,247,943,333
Other trading assets-2,97,28,860---
Loan and advances to bank and financial institutions-1,78,86,21,414-2,81,95,40,926224,368,443-1,507,780,538-1,178,914,972-440,359,198
Loan and advances to customers-1,03,82,04,08,271-50,62,02,17,385-20,948,033,117-18,634,742,748-19,910,345,617-13,716,557,441
Other assets9,48,43,56,056-3,82,83,70,007-2,156,216,371-742,188,387-665,531,759-234,228,517
Increase/ (Decrease) in operating liabilites
Due to bank and financial institutions-1,14,90,95,6772,27,38,44,039809,819,057250,377,192-3,335,997,2091,625,098,029
Due to Nepal Rastra Bank-79,29,55,4245,39,71,07,151-35,189,15355,956,74619,133,03513,385,000
Deposit from customers1,02,74,78,40,01132,66,80,00,38927,852,470,40028,143,329,89517,374,306,9258,148,247,907
Borrowings10,720,730,171---
Other Liabilities11,44,40,59,3847,17,83,21,3703,484,672,921-223,454,062585,072,293901,816,289
Net cash flow from operating activities before tax paid28,95,88,89,2869,84,33,37,3623,526,153,15512,326,124,4467,486,137,907-1,439,418,722
Income taxes paid-2,23,96,98,931-2,30,47,70,245-1,674,399,290-1,907,318,193-1,675,451,328-1,566,465,601

Net cash flow from operating activities (A)

26,71,91,90,355

7,53,85,67,1171,851,753,86510,418,806,2535,810,686,579-3,005,884,323

CASH FLOWS FROM INVESTING ACTIVITIES

Purchase of investment securities-23,89,06,55,838-4,73,21,47,231-6,683,341,841-6,628,146,628-3,069,949,015-
Receipts from sale of investment securities-----6,146,881,750
Purchase of property and equipment-2,21,47,57,533-14,76,70,926-377,765,561-229,901,134-300,680,923-59,574,992
Receipt from the sale of property and equipment-2,13,95,00614,658,03011,463,171--
Purchase of intangible assets-25,22,57,809-1,01,96,735-47,519,116-6,216,359--
Receipt from the sale of intangible assets------
Purchase of investment properties1,30,98,50,581-----
Receipt from the sale of investment properties-----
Interest received-----
Dividend received20,66,24,2677,69,50,060100,917,82595,039,253127,841,56691,238,151

Net cash used in investing activities (B)

-27,46,08,97,494-4,79,16,69,826-6,993,050,663-6,757,761,697-3,242,788,3726,178,544,909

CASH FLOWS FROM FINANCING ACTIVITIES

Receipt from issue of debt securities4,19,69,03,354-2,000,000,000---
Repayment of debt securities----60,000,000-240,000,000.00-
Receipt from issue of subordinated liabilities------
Repayment of subordinated liabilities------
Receipt from issue of shares-----1,875,714,000
Dividends paid51,12,47,813-22,03,42,797-2,729,402,443-882,786,318-1,442,235,821-397,593,509
Interest paid-20,05,41,358-4,05,47,945--279,452--
Other receipt/payment-----100,472,615-3,318,851,974

Net cash from financing activities (C)

4,50,76,09,809-26,08,90,742-729,402,443-943,065,770-1,782,708,436-1,858,731,483
Net increase (decrease) in cash and cash equivalents3,76,59,02,6702,48,60,06,549-5,870,699,2412,717,978,786785,189,7721,313,929,103
Cash and cash equivalents at Shrawan 01 (beginning of the year)7,28,56,36,4564,79,96,29,90710,670,329,1487,952,350,3627,167,160,5905,853,231,487
Effect of exchange rate fluctuations on cash and cash equivalents held----

Cash and cash equivalents at Asar end (end of the year)

11,05,15,39,126

7,28,56,36,4564,799,629,90710,670,329,1487,952,350,3627,167,160,590