Prabhu Bank Limited (PRVU)

Prabhu Bank Limited (PRVU) Annual Balance Sheet

Particulars2079207820772076207520742073
Cash and cash equivalent7,664,020,1538,371,902,6728,446,068,12513,792,337,01813,155,090,5176,543,129,5736,622,750,207
Due from Nepal Rastra Bank13,514,389,39411,064,651,01920,028,379,1558,031,269,1336,172,041,0219,120,743,0317,505,153,799
Placement with Bank and Financial Institutions12,795,819595,750,000--2,215,410,5111,908,275,000912,050,000
Derivative financial instruments1,523,798,8936,116,144,2325,353,759,6404,476,352,355-22,823,15821,078,426
Other trading assets124,284,116237,856,592-----
Loan and advances to B/FIs6,411,863,2257,362,449,8793,897,659,0533,931,926,6343,181,808,7761,794,591,4533,173,765,526
Loans and advances to customers145,381,570,813135,117,773,76999,397,724,49785,821,175,77972,990,231,92959,702,056,93541,303,756,166
Investment securities49,700,751,62533,356,499,21220,318,132,88914,448,530,0748,035,890,5098,880,877,6914,915,008,949
Current tax assets109,056,731159,312,750156,814,124-38,573,24832,911,14096,081,774
Investment in subsidiaries524,229,080524,229,080524,229,080116,960,880116,960,88045,560,880-
Investment in associates-------
Investment property458,749,551349,026,261512,405,873438,785,936464,795,000515,547,750116,786,744
Property and equipment3,545,392,1322,305,374,9792,358,887,3382,280,261,6902,107,743,3912,135,117,0592,118,007,312
Goodwill and Intangible assets115,160,384143,710,769180,222,01439,768,79917,231,10514,377,42118,016,656
Deferred tax assets458,985,664427,337,421302,957,244261,996,224-284,721,778
Other assets3,207,953,0373,908,983,8766,040,058,8244,246,972,0214,090,390,0351,908,965,1582,697,594,644
Total Assets232,753,000,618210,041,002,513167,517,297,856137,886,336,543112,586,166,92392,624,976,24869,784,771,981
Due to Bank and Financial Institutions4,308,715,1295,591,187,0897,785,248,8878,004,942,439-215,240,103-
Due to Nepal Rastra Bank16,083,276,2355,788,984,7414,794,405,958797,271,683702,208,53637,146,500-
Derivative financial instruments1,516,656,7136,082,412,0945,311,757,8364,393,479,20245,846,461--
Deposits from customers178,652,184,679164,850,500,313128,740,771,349105,488,505,79397,259,664,94281,349,539,82760,940,868,320
Borrowing--495,179,567---15,243,363
Current Tax Liabilities---352,998,342---
Provisions23,324,55523,324,55523,324,55523,324,55523,324,55423,324,55423,324,554
Deferred tax liabilities----387,174,766349,582,267-
Other liabilities7,383,319,9224,956,246,8503,980,515,5234,505,147,2521,597,701,2151,299,239,3271,122,186,821
Debt securities issued5,637,773,0395,637,074,011998,323,929----
Subordinated Liabilities-------
Total Liabilities213,605,250,273192,929,729,653152,129,527,602123,565,669,266100,015,920,47483,274,072,57862,101,623,059
Share capital12,708,704,17511,347,057,29910,315,506,6358,892,674,7068,233,948,5245,881,402,2245,881,402,224
Share premium-151,947,990117,364,483119,939,338
Retained earnings1,032,973,9931,599,389,6261,216,498,7881,520,914,579773,629,7311,882,122,101-1,416,499,960
Reserves5,406,072,1784,164,825,9353,855,764,8313,907,077,9893,410,720,2041,470,014,8623,098,307,325
Total Equity19,147,750,34617,111,272,86015,387,770,25414,320,667,27512,570,246,4489,350,903,6717,683,148,927
Total Liabilities and Equity232,753,000,618210,041,002,513167,517,297,856137,886,336,543112,586,166,92392,624,976,24869,784,771,981

Prabhu Bank Limited (PRVU) Annual Income Statement

Particulars207920782077207620752074
Interest income17,030,032,68112,899,275,43411,797,450,75510,765,064,4468,244,597,4515,200,759,092
Interest expense11,287,219,3877,875,970,8027,276,493,7786,366,966,3095,426,594,8952,957,637,155
Net interest income5,742,813,2935,023,304,6324,520,956,9774,398,098,1372,818,002,5552,243,121,937
Fees and commission income1,376,883,6681,140,532,739926,174,682904,700,287614,140,670520,122,723
Fees and commission expense83,638,314120,297,623104,583,252121,956,66570,963,17955,040,284
Net fee and commission income1,293,245,3541,020,235,116821,591,429782,743,622543,177,491465,082,440
Net interest, fee and commission income7,036,058,6476,043,539,7485,342,548,4065,180,841,7593,361,180,0462,708,204,376
Net trading income249,470,598507,229,103393,476,422366,924,420341,153,748192,666,836
Other operating income243,194,758163,303,13194,749,34754,753,67954,690,557130,169,466
Total operating income7,528,724,0046,714,071,9825,830,774,1755,602,519,8583,757,024,3513,031,040,678
Impairment charge/(reversal) for loan and other losses430,583,616115,968,654536,658,377370,138,025-154,551,213-1,503,433,280
Net operating income7,098,140,3876,598,103,3285,294,115,7985,232,381,8333,911,575,5644,534,473,958
Personnel expense2,702,891,8112,509,055,7512,156,704,3921,747,760,9501,348,633,8001,130,094,845
Other operating expense1,033,477,7071,185,562,7061,058,195,778986,974,778617,804,888558,601,312
Depreciation & Amortisation509,538,760300,208,416273,892,286226,914,515201,131,342197,956,338
Operating Profit2,852,232,1092,603,276,4551,805,323,3412,270,731,5901,744,005,5342,647,821,462
Non operating income14,370,95047,093,7244,447,50011,813,7306,500,00050,000
Non operating expense120,219,132194,361,46048,017,408170,417,262400,056,190349,402,333
Profit before income tax2,746,383,9272,456,008,7191,761,753,4332,112,128,0571,350,449,3442,298,469,129
Current Tax-1,013,373,778-895,320,411-594,871,008-981,946,463288,041,198256,448,007
Deferred Tax169,005,013160,186,54027,321,464653,410,94495,373,302555,520,289
Profit for the period1,902,015,1621,720,874,8491,194,203,8901,783,592,538967,034,8441,486,500,834
Gains/(losses) from investments in equity instruments measured at fair value406,783,291334,152,328110,933,146-1,379,710-159,473,363250,284,236
Gains/(losses) on revalution
Actuarial gains/(losses) on defined benefit plans51,072,610-214,797,787-156,398,33015,512,890-33,129,31512,328,285
Income tax relating to above items-137,356,770-35,806,36213,639,555-4,239,95457,780,803-78,783,756
Net other comprehsive income that will not be reclassified to profit or loss------
Gains/(losses) on cash flow hedge------
Exchange gains/(losses) (arising from translating financial assets of foreign operation)------
Income tax relating to above items------
Net other comprehsive income that are or may be reclassified to profit or loss------
Other Comprehensive Income For The Period, Net Of Income Tax320,499,13183,548,179-31,825,6299,893,227-134,821,874183,828,765
Total Comprehensive Income For The Period2,222,514,2921,804,423,0281,162,378,2611,793,485,764832,212,9691,670,329,598

Prabhu Bank Limited (PRVU) Annual Cash Flow Statement

Particulars207920782077207620752074
CASH FLOW FROM OPERATING ACTIVITIES
Interest Received12,337,376,78510,002,123,4919,123,875,80110,395,086,2238,011,946,1544,869,873,211
Fees and other income received1,376,883,6681,140,532,739926,174,6821,112,262,111624,136,268510,127,125
Dividend received------
Receipts from other operating activities485,382,210665,062,749452,904,524205,286,99530,468,941126,423,968
Interest paid-11,333,119,080-7,790,145,710-7,256,902,088-6,377,882,616-5,426,594,895-2,957,637,155
Commission and fees paid-83,638,314-120,297,623-104,583,252-121,956,665-70,963,179-55,040,284
Cash payment to employees-2,021,433,745-1,694,613,674-1,527,456,998-1,331,624,003-1,174,087,812-1,524,815,241
Other expense paid-1,033,477,707-1,185,562,706-1,058,195,778-986,974,778-619,582,705-556,448,060
Operating cash flows before changes in operating assets and liabilities-272,026,1841,017,099,266555,816,8902,894,197,2671,375,322,772412,483,564
(Increase)/Decrease in operating assets
Due from Nepal Rastra Bank-2,449,738,3743,647,242,998-11,997,110,023-1,859,228,1122,948,702,010-1,615,589,232
Placement with bank and financial institutions582,954,181-595,750,000-2,215,410,511-307,135,511-996,225,000
Other trading assets26,501,511-237,856,592----
Loan and advances to bank and financial institutions950,586,654-3,464,790,82634,267,581-757,699,983-1,387,217,3221,379,174,072
Loan and advances to customers-8,319,359,257-34,603,494,597-12,534,064,865-13,476,148,373-13,525,402,155-17,245,651,618
Other assets5,293,376,1781,212,647,915-2,670,494,090-1,451,667,113-2,285,337,651786,884,754
Increase/ (Decrease) in operating liabilites-14,556,390,630-17,691,407,023
Due to bank and financial institutions-1,282,471,959-2,689,241,365-219,693,5533,593,181,754-215,240,103215,240,103
Due to Nepal Rastra Bank10,294,291,4946,467,106,3623,997,134,27595,063,146--
Deposit from customers13,801,684,36636,109,728,96423,252,265,55612,640,601,53715,910,125,11520,408,671,507
Borrowings--495,179,567---15,243,363
Other Liabilities-2,734,082,887855,952,727-253,690,5973,675,930,538216,595,266642,897,836
Net cash flow from operating activities before tax paid20,079,421,01440,743,546,68927,271,195,24820,004,776,97515,911,480,27821,251,566,082
Income taxes paid-963,117,760-897,819,037-1,104,683,473-590,374,874-293,703,306-193,277,373
Net cash flow from operating activities (A)14,928,597,9636,820,825,816-445,072,7326,979,266,2992,436,709,1153,779,365,250
CASH FLOWS FROM INVESTING ACTIVITIES
Purchase of investment securities-16,545,604,033-14,449,529,084-6,167,945,584-6,412,639,565614,113,818-3,479,060,555
Receipts from sale of investment securities520,948,0881,745,315,0892,007,715---
Purchase of property and equipment-1,773,434,183-219,311,041-358,185,180-418,603,535-194,757,537-280,413,662
Receipt from the sale of property and equipment23,878,27118,016,0615,667,24528,359,44326,051,68164,626,123
Purchase of intangible assets28,550,385-8,889,832-140,453,215-31,333,948-2,853,6843,639,236
Receipt from the sale of intangible assets--50,752,749-398,761,006
Purchase of investment properties----
Receipt from the sale of investment properties61,230,846203,905,36554,650,07520,917,336--
Interest received2,038,075,0671,205,109,301760,245,391482,209,584269,429,409-
Dividend received95,756,22929,454,62725,631,16323,063,72719,169,8003,745,498
Net cash used in investing activities (B)-15,550,599,331-11,475,929,514-5,818,382,389-6,308,026,958781,906,237-4,086,224,367
CASH FLOWS FROM FINANCING ACTIVITIES
Receipt from issue of debt securities-4,638,750,083998,323,929---
Repayment of debt securities------
Receipt from issue of subordinated liabilities------
Repayment of subordinated liabilities------
Receipt from issue of shares--3,97610,3002,387,129,806-2,574,855
Dividends paid-71,665,625-54,292,141-74,885,682-34,669,257--
Interest paid------
Other receipt/payment-27,184,360-26,628,282-20,393,5771,487,246665,062,03637,146,500
Net cash from financing activities (C)-98,849,9854,557,829,660903,048,646-33,171,7113,052,191,84334,571,645
Net increase (decrease) in cash and cash equivalents-720,851,353-97,274,038-5,360,406,475638,067,6296,270,807,194-272,287,472
Cash and cash equivalents at Shrawan 01 (beginning of the year)8,371,902,6728,446,068,12513,792,337,01813,155,090,5176,543,129,5736,622,750,207
Effect of exchange rate fluctuations on cash and cash equivalents held12,968,83323,108,583.0014,137,582-821,128341,153,748192,666,836
Cash and cash equivalents at Asar end (end of the year)7,664,020,1538,371,902,6728,446,068,12513,792,337,01813,155,090,5176,543,129,573